There is a lot of information about condo buying and living for condo residents to consider, and the CAO is aiming to compile and provide useful and important resources on this page. The CAO will be able to provide more information, tools, and resources for condo owners after it is designated and fully functioning, and this page offers a selection of information at this time.

The Condo Difference

Are you thinking of buying a condo in Ontario? If you are a first-time buyer, it is important to note that condo ownership is different from owning other types of property in several important ways, and it is essential to understand these differences before you buy. You may want to seek the advice of a lawyer, real estate agent or accountant before making a decision.

According to the Ontario government’s website, below are some examples of how condo living may be different from renting or owning other property:

Condo Governance

Each condo owner is a member of a condo corporation, which is responsible for managing certain elements of a condominium, such as property, finances, corporation records and reserve fund studies. Owners elect a board of directors to oversee the condo property and the affairs of the condo corporation. Learn more about the changes to condo governance.

Rights and Responsibilities

Being a condo owner means that you are part of a larger community that extends beyond your unit. This means that you have the right to contribute to decisions affecting the condo and the responsibility to abide by the declaration, by-laws, and rules of the condo corporation. The CAO will be able to provide more information, tools, and resources for condo owners after it is designated and fully functioning. Until then, the Ontario government has published a list of condo owners' rights and responsibilities under the Condominium Act, 1998.

Disputes

In the condo community, sharing common elements and following community rules can lead to disagreements. The CAO’s goal is to help resolve issues before they become disputes.  The process for resolving disputes is anticipated to change in the near future: Once it is designated, the CAO will establish and oversee a Condominium Authority Tribunal (CAT) to offer an online dispute resolution system. Learn more about the steps the CAO is taking to help condo communities resolve issues and disputes.

Fees

Condo owners are also co-owners of the common elements in the complex, such as hallways, lobbies, or amenities. This means that, as a condo owner, you would share the costs for the upkeep, maintenance and repair of these elements with your fellow condo owners. If extraordinary repairs to the condo complex are needed, you may also be required to pay special assessment fees to cover part of the cost of the repairs.

Decisions

You may not always have a say in how issues directly affecting your condo complex are addressed. Depending on the issue, decisions affecting the condo complex may be made by the unit owners, by the condominium corporation’s board of directors, or by the condominium manager. Condo owners, who are not members of the board of directors are not entitled to vote on every decision that a condo board makes, nor can they initiate a vote to compel the board to do, or not to do, something (except for very limited issues). For example, owners may not have a say in the final decision when selecting a company to perform repairs to the condo complex's common elements.

Declaration

The condominium corporation's declaration sets out the basic rights, obligations, and restrictions for condo owners, such as the use of a unit, repair and maintenance obligations, etc. In addition, the board of directors may also make rules that apply to residents in the complex. For example, there may be restrictions on:

  • How you can use your unit or the common elements (such a party room, fitness centre)
  • The size or number of pets that you can keep
  • The colour of your blinds or window coverings
  • The types of renovations permitted to your unit

By-Laws

A condo's by-laws set out how the corporation will be run. They deal with the responsibilities and powers of the board of directors, how board and owners' meetings will be run, the collection of condo fees, and much more.

Right to Enter a Condo Unit

A representative of a corporation may enter a unit to carry out the "objects and duties" of the corporation, like inspecting the smoke detectors or heating and cooling system, provided he or she gives the unit owner and resident reasonable notice and enters at a reasonable time.

If there is an emergency, like a fire, or a unit owner fails to fulfill their duties, such as maintenance of certain aspects of the unit, then condo management may be able to enter your unit immediately or without notice.

More information

As we prepare for designation as a fully functioning administrative authority, the CAO is developing more information, tools and resources to better serve the condo community. Until then, please refer to the Ontario government's condo pages to learn more about buying a condo in Ontario.